You will be bit surprised to know that Royal Sundaram is the first private general insurance company in India. That is one of the reasons we are reviewing Royal Sundaram Health Plans but before that.. How to select a health insurance plan Unlike life insurance, there is no straight formula to assess how much health […]
Read MoreHealth insurance is one of the critical elements in any financial plan. Inspite of its criticality, it is one of the most confusing, misunderstood and mismanaged aspects in personal finance. Absence of health insurance is amongst the biggest threat to derailing investment plans. In this article I have tried to cover some of the questions […]
Read MoreA top-up health insurance is an additional policy to the base standard policy. Top up policies can be issued either as individual or as floater policies. The top up policy comes into force only when the hospitalization expenses exceed the threshold limit of the base policy. This limit is called deductible. A deductible is that […]
Read MoreNarendra Kumar (38) had worked in several prestigious organizations during his working career of 15 years and he seldom had to worry about buying a health insurance since his employers had provided him the insurance cover, as part of his annual package. He had even boasted to his self-employed friends of the merits of working […]
Read MoreI remember sometime back discussing with one of my friends how road accidents have increased in last few years. He narrated me the story of his friend. His friend was having a health insurance policy for last three years. Somehow he missed renewing this year and was unaware of the grace period available. So he […]
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