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Life is very fragile and even more so is health. Most of the times people take life and health for granted and assume that things are always going to be fine and therefore also take planning for life and medical covers very lightly. Life is becoming very dynamic in every sense with each passing day, […]
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Making a Health insurance claim is not as easy as buying the policy online with a few clicks. And the process becomes worse when your pre-authorisation form gets rejected which means that you can’t make a cashless claim but have to ask for the reimbursement later on. I personally have gone through many claim cases […]
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A top-up health insurance is an additional policy to the base standard policy. Top up policies can be issued either as individual or as floater policies. The top up policy comes into force only when the hospitalization expenses exceed the threshold limit of the base policy. This limit is called deductible. A deductible is that […]
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Narendra Kumar (38) had worked in several prestigious organizations during his working career of 15 years and he seldom had to worry about buying a health insurance since his employers had provided him the insurance cover, as part of his annual package. He had even boasted to his self-employed friends of the merits of working […]
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We all know that life is full of uncertainties. To cover our financial responsibilities we take life insurance and that too after proper calculation and a for good sum assured. To ensure that our savings don’t get depleted due to medical expenditure, we take health insurance. But there is one more type which is most […]
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