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The idea of working just for you and becoming self-employed lures many persons. But before taking the plunge one should be very much clear about his personal and business goals. Self-employed persons are more concerned about their business rather than personal finances. Your Income swings in business should not hit your personal life. And also […]
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Many times when we sit with clients for financial planning, we observe that their documentation is in a mess. Most of them don’t have written expenditure statements like monthly household expenses including groceries, fruits, vegetables, milk and other purchases. There are many cash outgos for AMCs for various consumer durables, pest control, school fees etc […]
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I will be a log-head if I commit the sin of saying or writing anything which has no connection with Love Week or the Valentine’s Day. But I also have to fulfill my duties of being a financial planner, so I am venturing in this new territory where I will try to unify (or crucify) […]
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So, one more year has ended and once again we are ready with our New Year resolutions. It’s raining articles on “what should be your resolution?”. Resolutions are made to concentrate on those areas which need improvement but even if they are made with a proper thought, they are most likely to be broken. The […]
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I grew up listening that we are Generation X (Gen Next) and we have a very different thought process. Generation X contributed in improvement of India’s economy and they are more comfortable with diverse perspectives. Recently I felt bad when I read that we (Gen X) are called old fashioned as Gen Y and Z […]
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