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Category Archives: Retirement

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  • November 29 2016
  • Dilshad Billimoria

ESOPs RSU RSPP Incentive Structures provided by corporates

ESOPs or Employee Stock Option Scheme is an incentive linked compensation structure that are offered by some companies, where employees have the right to participate in the growth of the company for which they have contributed towards for many years. In this age of great talent, there is an impending need to show the carrot […]

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NPS or EPF
  • September 17 2015
  • Jitendra Solanki

NPS or EPF- Which One you should choose?

Budget 2015 made an interesting proposal on Employee Provident Fund. It is proposed that employee should be given option of making contribution either in EPF or New Pension Scheme. Although it is yet to be passed in the bill and especially without any opposition from EPFO, the debate on which is better is creating a lot of confusion among investors

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Retirement planning
  • June 5 2015
  • Taresh Bhatia

Retiring too early!Retiring too rich! Ways to effective Retirement planning

Retirement planning can be daunting if you are not clear on your goals and hence planning is important. Importance is on how your would like to retire, retire young or retire rich. Three bucket theory by Taresh Bhatia CFP can be stepping stones to effective retirement planning

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Illusion of Pension
  • March 21 2015
  • Uttam Kumar Sen

Illusion of Pension

In India pension products are bought emotionally. We can describe this as a herd behaviour. Here investors follow others without identifying the features of products and their requirements. When sales pitches are made, the sellers push the product and make people understand in such a way as if they are losing their last opportunity. Investors […]

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Early Retirement
  • February 2 2015
  • Hemant Beniwal

Planning For Early Retirement

These days many of us aspire to retire early in life. Some wish to achieve it at 50 while some with very high aspirations aim to retire as early as 40. But retiring early is a decision which can be taken only after analyzing your financial situation. Many a times retiring even at 60 is […]

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