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In general Mis-selling can be defined as “The ethically questionable practice of a sales person misrepresenting or misleading a buyer about the characteristics of a product or service.” In the financial service industry this could include the sales person not disclosing certain facts about an investment which could change the judgment of investor. Although mis-selling […]
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Lakshmi, 63 a resident of Kochi, retired a few years back from a semi govt job. She had lost her husband sometime before retirement, who was into business and had encouraged her to study and work when the social structure around was not supportive. She had two kids, daughter Shreya, settled in Dubai and the […]
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Why do you invest in a mutual fund ? There are three main reasons i) Professional Management ii) Portfolio Diversification & iii) Low transactional cost. Out of the three, portfolio diversification is a key benefit that aims to reduce risk for the investors. In reality, by investing in diversified equity schemes, do you get the […]
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Active investing means picking up stocks based on a belief that your selections will give better returns than the overall market returns. Passive investing does not involve selection of individual stocks. It mimics particular select indices and is expected to give returns as per the indices, neither more nor less. It has been a long […]
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Often we hear a conversation amongst youngsters that if it’s too early for them to do financial planning. They think that since they are in the nascent stage in their career and have not accumulated enough money yet, what financial planning can be done for them? According to them, Financial Planning is for people who […]
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