A standard query in any question and answer section is always to do with the selection of stocks or mutual funds and whether they should hold on or let go. But I have not heard any query related to an insurance portfolio. Sometime people ask about one or two policies which they have already invested […]
Read MoreIt has been a fad for Financial consultants, Advisors, ( Financial Planners included ) to always suggest a combination of a diversified Mutual Fund SIPs and a Term Insurance in lieu of ULIPs. This combination, they feel, would be cost effective and ideal investment vehicle to create a corpus. While doing so, this also takes […]
Read MoreSo finally you have understood the importance of Life, Health and accident Insurance. You have started saving for your Retirement and also for your children education and marriage. Today you have become so financially literate that you might not be misled by some Product agent and your life will work as per the designed Financial […]
Read MoreI remember sometime back discussing with one of my friends how road accidents have increased in last few years. He narrated me the story of his friend. His friend was having a health insurance policy for last three years. Somehow he missed renewing this year and was unaware of the grace period available. So he […]
Read MoreA family typically has various needs. A regular income & a house to live in alone is not enough. There are other needs like providing for good education & future needs to children, going for vacations and finally leading a financially secured retired life. The risk to the family arises when there are uncertainties in […]
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