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I have been receiving lot many queries where investors wants to know the best lic policy with high returns. Of course, LIC policies are normally the first investment instruments which investors have heard off, either from parents, friends or relatives. Without knowing how LIC policies work and how they are going to benefit in long […]
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You will be bit surprised to know that Royal Sundaram is the first private general insurance company in India. That is one of the reasons we are reviewing Royal Sundaram Health Plans but before that.. How to select a health insurance plan Unlike life insurance, there is no straight formula to assess how much health […]
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In the month of January 2016 The Final Exposure draft on Health Regulation 2016 has been put out by IRDAI. This draft contains several proposals and guidelines to streamline operations of health insurance companies and facilitate seamless flow of benefits to policy holder. The guidelines are almost entirely positive and if accepted and implemented, would […]
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Health insurance is one of the critical elements in any financial plan. Inspite of its criticality, it is one of the most confusing, misunderstood and mismanaged aspects in personal finance. Absence of health insurance is amongst the biggest threat to derailing investment plans. In this article I have tried to cover some of the questions […]
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In general Mis-selling can be defined as “The ethically questionable practice of a sales person misrepresenting or misleading a buyer about the characteristics of a product or service.” In the financial service industry this could include the sales person not disclosing certain facts about an investment which could change the judgment of investor. Although mis-selling […]
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