Why do you invest in a mutual fund ? There are three main reasons i) Professional Management ii) Portfolio Diversification & iii) Low transactional cost. Out of the three, portfolio diversification is a key benefit that aims to reduce risk for the investors. In reality, by investing in diversified equity schemes, do you get the […]
Read MoreHow we spend our money can help determine our lifestyle. The spending habits start building up as we move from a student life to the corporate world. As we go through different life stages our expenses tend to increase. Our behavior during these moments can define our financial future. If we are habitual of making […]
Read MoreYou may be contemplating to quit your job. But it’s not an easy decision as it will have a huge impact on your personal as well as financial life so don’t make hasty financial decision that turn out poorly. It does not mean that you are not intending to work but you think you want […]
Read MoreA Bank is an institution we all use. Most customers have also developed a fondness and trust in their banks and their bankers, over time. So, apart from the usual banking, customers also borrow money for buying a home, buy gold coins, source insurance, Mutual fund schemes, NCDs etc. Universal banking as it is called […]
Read MoreActive investing means picking up stocks based on a belief that your selections will give better returns than the overall market returns. Passive investing does not involve selection of individual stocks. It mimics particular select indices and is expected to give returns as per the indices, neither more nor less. It has been a long […]
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