Last week I met one of my good friends, Raman, who works as a marketing head in a fast moving good company (FMCG). He was very tense and planning to switch his job. His main cause of worry was his finances, which he came to discuss with me. I was amazed to learn that even […]
Read MoreFew days back, I was discussing with one of my friends how education expenses of our children have risen in the last five years. He narrated an incident of his colleague who has two children. For the first child he paid Rs 10,000 per annum for playschool expense four years back. Now his second child […]
Read MoreWhat we are earning for? Why do we want to save? Why do we need our money to grow? All these and many such kind of questions don’t need any answer. Obviously, we are earning for ourselves and our family. We want to save for rainy days, to provide the best education to our children. […]
Read MoreThe need of a financial expert in your personal life is as important as earning your livelihood. What you earn has to be distributed in the right manner in order to meet your life goals. Retirement planning, investments, family finances, estate plans, insurance coverage etc. are elements which are difficult to manage yourself as you […]
Read MoreFinancial advisors for very long has been criticized for misselling and breaching the trust of their customers. The focus, it has been alleged, has been more towards increasing their income and the client’s interest was neglected.Even ethically-minded professionals have not given enough attention to ethical issues because they face demands on their business lives. As […]
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