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Bancassurance which is one of the sales channels of both private as well as public insurance companies has posed serious problems for the bank customers who have blindly trusted all the promises and projections made by the bank representatives. With the entry of foreign and private banks into the personal finance sphere, the life insurance […]
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We all generally have a considerable amount of money lying in our bank accounts at any given time. We also feel happy that it is safe and generally earning 4% per annum interest in SB and around 8-9% on Fixed Deposits (FDs). However, do you know how the banks use this money of ours to […]
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How irritating and annoying is this for someone who is earning a decent salary, working with one of the best employers of the world and that too at a senior level, to see his loan application get rejected. Unbelievable!! Isn’t it?? But it actually happened with one of my good friends. The reason quoted by […]
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Credit card which is often called as plastic money has nowadays almost become a necessity for some. It is easy to carry and transact. At the same time if it is not managed properly it can become a liability. Many people are not aware of the consequences of mismanagement of credit card purchases. As it […]
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Sunil had availed a floating rate housing loan from SBI during the year 2008 at 8% interest. Now the rate has increased to 11%.The EMI has increased from ` 26,000/- per month to `34,000/-. He is struggling to manage his budget and nearing default on repayment. He is very much worried, now-a-days. In case he […]
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