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The idea of working just for you and becoming self-employed lures many persons. But before taking the plunge one should be very much clear about his personal and business goals. Self-employed persons are more concerned about their business rather than personal finances. Your Income swings in business should not hit your personal life. And also […]
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Many times when we sit with clients for financial planning, we observe that their documentation is in a mess. Most of them don’t have written expenditure statements like monthly household expenses including groceries, fruits, vegetables, milk and other purchases. There are many cash outgos for AMCs for various consumer durables, pest control, school fees etc […]
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Narendra Kumar (38) had worked in several prestigious organizations during his working career of 15 years and he seldom had to worry about buying a health insurance since his employers had provided him the insurance cover, as part of his annual package. He had even boasted to his self-employed friends of the merits of working […]
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Retirement means different things to different people. To some it might bring a blessed release after the hectic earning years. A time for relaxation, peace, and a time of indulging in all the activities that got missed out before. But for most, retirement conjures up a scary picture – a time of financial insecurity, of […]
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Marriage brings in a promise of everlasting togetherness and joy. The newly-weds need to work towards keeping these promises. Money matters, though boring and routine, are important to keep up these promises. Open communication in these matters, is extremely important. It is important for the couple to share their dreams, aspirations and goals with each […]
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