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Recently I was talking to a client who was approaching retirement – both of his parents are alive. To my question, “Do your parents stay with you?”, he politely replied, “No, we stay with our parents”. This one line created a lot of respect for the client; but the question is, will we be that […]
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Most investors do not really look at factsheets. Or if they do, it is only cursorily. But mutual fund factsheets have a plethora of information that can help you make an informed choice about investment in a particular fund. For existing investors it serves as a guide to the way their funds are being handled […]
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Slow and steady wins the race , they say. But the tortoise, which vanquished the hare in breasting the tape, in Aesop’s fables, is not everybody’s idea of a winner. Like the hare, many sleep through their working lives. They wake up one day and decide to do something about the lost moons. When they […]
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Ashwin (31), was informed by his HR department to submit his investment proofs for the financial year by the weekend failing which they would not accept any proofs after the deadline and the tax would be deducted accordingly. Coincidentally, he received a telephone call from his friend who had just joined a life insurance company […]
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Assess the Risk Appetite Anil and Sunil are working in TCS as software engineers. Anil is 36 years old. Sunil is 52 years old and wants to take early retirement at 55 years. Their take home monthly salary is Rs.1.25 lakhs and Rs.2.00 lakhs, respectively. In order to assess their risk appetite, we need to […]
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