There are many myths about personal finance. The reason I say they are myths is because it’s always not true what we think it is. It’s perceived to be true. ‘Mutual Fund investments are risky.’ ‘FD is a safe investment’. ‘Gold is a safe investment’. ‘Never ever invest in stocks.’ ‘Real Estate is The Best […]
Read MoreA lot has been said and written about the fact that before investing in stock market or equity linked products one needs to assess one’s risk taking ability and measure the so called “Risk Tolerance” levels. This helps in identifying whether an investor is “Risk Averse “or “Risk Tolerant”. Risk averse investors would be categorized […]
Read MoreGold is the in thing today as a safe haven for most investors with continuous appreciation for many years as against a negative or negligible return from equities. However in the recent budget the finance minister has introduced a speed breaker in the former story and given an incentive for the later. Of the many […]
Read MoreIn the last article we saw the basic layout and important features in a fund factsheet. Now let us get into understanding what the volatility measures as seen in the fund factsheet mean. Please note that here we are discussing an equity scheme. The factsheet details for a debt scheme will be very different from […]
Read MoreRetirement. Does this word evoke images of sun and sand, books and movies, travel and sightseeing? Most of us, these days, want to retire early and enjoy life to the fullest. If this is one of your dreams as well, it’s time you asked yourself this question – ‘Am I financially ready to retire early?’ […]
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