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Credit card which is often called as plastic money has nowadays almost become a necessity for some. It is easy to carry and transact. At the same time if it is not managed properly it can become a liability. Many people are not aware of the consequences of mismanagement of credit card purchases. As it […]
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Everything that goes up comes down as well. While that is true mostly in the stock market world, when applied to human beings, it is sometimes hard to digest the consequences. The world must have been shocked to read about the conviction of Rajat Gupta, a former Goldman Sachs board member who leaked secrets to […]
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My friend Krish raised a query to me-“Jitendra, I am able to save Rs 5000 monthly but not able to decide where to invest”. The query was almost the same I receive from most of the investors where lot of confusion can be seen in deciding on investing. With so many investment avenues to analyze, […]
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Gone are the days when people get mislead and mis-sold with a particular investment/insurance product or a money multiplier instrument. With regulators getting strict on the financial advisory front and stressing on the financial literacy of consumers, sellers have come up with a new concept of selling which is called “Financial Planning”. Yes, financial planning […]
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In many cases investors end up investing and planning haphazardly although they have goals, instead of working through a comprehensive plan. A comprehensive plan systematically eliminates the concerns and dangers that individuals, their families and their businesses face. A plan makes things happen. In our daily life we see people start investment without proper goals […]
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