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Mental Accounting Human Beings are unique individually but more often than not they behave in similar fashion when it concerns their personal finance decisions. There are some subtle observations that we have observed during our practice which is worth discussing and may have good learning points for our readers. a) Treating money differently based on […]
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In this fast paced technological world, investing has been made relatively easy. You have many ways to invest like doing paper work, going online and even using your mobile phone by sending a short message. This is a change that has to be applauded. But that alone does not help you to become a successful […]
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Friends, we are again in the midst of the tax return filing season and most of you, if salaried, must also have received the Form 16 document in your mailbox. Though filing of income tax return is now much simpler, with the online tax filing websites, filing on time is only half the job done. […]
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A private trust is an effective estate planning tool. Whether you have a special child, an estate to protect, or a business to be transferred to next generation, formation of a private trust resolves many issues in such situations. Although there is a lot of consideration before a private trust can be created one very […]
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We are the nation of fixed income investors. Most proportion of financial savings and investments of Indians are in fixed income avenues as dominated by bank deposits and various government small savings schemes like PPF and National Savings Certificates (NSC). But we should know that the scope of gains is sharply limited in fixed income […]
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