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A Bank is an institution we all use. Most customers have also developed a fondness and trust in their banks and their bankers, over time. So, apart from the usual banking, customers also borrow money for buying a home, buy gold coins, source insurance, Mutual fund schemes, NCDs etc. Universal banking as it is called […]
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India is a land of savers. We have all been inculcated the virtues of thrift and not living beyond our means. We put aside money to take care of our every requirement in future, however modest our incomes may be. We save. However, most of us don’t want to spend time knowing about the products […]
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More regulations protecting investors are good, right? Wrong. Too much regulation will actually scare away players from the turf and make operating in the marketplace expensive & onerous at the same time. This regulation is anachronistic, when we realize that the common man needs more choices to get dispassionate advice. Now the choices will narrow, […]
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It is an interconnected world. What is happening in the west has a bearing on the rest. That is very evident in our line – Financial Planning. The meltdown in 2008 has resulted in the regulators looking askance, at all financial service players. Though Financial Planners were in no way involved or contributed to the […]
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The recent Guidelines for Web Aggregators from IRDA is trying to regulate their operation and ensure that they do not in any way mislead clients or take advantage of their ignorance. Web aggregators are expected to display just factual information on the site like premium, product features, exclusions etc. They are to desist from displaying […]
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